There are a total of 288 senior living opportunities in Montana. Some call it Montana Senior Housing or Montana 55+ Housing, while others think of it as Montana Senior Living Community. The cost of senior Housing in Montana depends on the luxury homes, multifamily/senior community, and the area in which the home is found. Senior living communities in Montana include both self-contained Housing with no added services and aided Housing that supports the daily activities of Montana residents. 

Montana has low-income, income-dependent, and other housing options for seniors. Montana Senior Housing may be part of a larger Montana Continuing Care Facility. Much senior Housing in Montana is pet friendly. If you want to know how to find senior Housing near you in Montana, use the Montana Senior Housing Search above or search by city/county below.  

Cost of living in Montana for the elderly:

Older people who require skilled nursing services and a high degree of care are ideal candidates for inpatient home care. Active older adults who do not need medical or personal care can enjoy the low-maintenance lifestyles and social opportunities of independent living communities. Welfare aid supplies the necessary support for those who need it daily. Memory care, usually provided in assisted living communities, provides enhanced specialized care for older people with dementia. The cost of living in Montana for senior citizens is quite affordable and attractive.

Nursing Homes provide the highest level of care and are Montana’s most expensive care choice, with an average monthly fee of $7,574. Seniors who need cognitive aid can expect to pay about $5,563 per month, while supplementary living costs are about $4,450. At $2,893 a month, independent living is the most affordable possibility.  

 Senior housing opportunities in Montana abound. Pensioners can select from independent living, assisted living, memory care, or nursing homes, based on their personal needs. Learn more about each possibility below to decide which best suits your lifestyle.

Types of Living Facilities:

1. Independent Living:

Montana contains more than 70 independent living facilities throughout the state for older adults who are healthy and active and do not require 24-hour care. The average cost of staying in these hotels ranges from $825 to $3,222 per month. Seniors also can live in senior communities for people 55+ or 65+. Active senior communities typically have convenient facilities for residents to enjoy, such as fitness centers, hiking trails, clubhouses, and meeting rooms.  

2. Assisted Living:

More than 145 assisted living needs are available in Montana, providing seniors access to most needed caregivers, medical care, local requirements, and social opportunities. Relatives of your dear ones can rest assured knowing their elderly loved ones are aided with housework, laundry, movement, meal service, and full-day security surveillance.  

The average cost of assisted living within the state ranges from $1,500 to $5,859 per month, depending on many factors, such as location. If you’re low on budget, look out for the facilities in the Billings area. The cost of living in these states is high in the Missoula metropolitan space.  

3. Memory Care: 

Montana memory care facilities have low monthly rates of $2,175 (up to $8,495 per month), with an average of $57,420 per year. Missoula has the most expensive concentration of memory care facilities, reaching $9,900 per month. Billings and its surroundings, on the other hand, have the cheapest facilities at just $1,650 a month. Memorial care facilities are the best possibility for families seeking senior living for loved ones with dementia or Alzheimer’s disease.  

They have experienced and qualified staff to help seniors who need help remembering how to do their daily tasks, where they are, or even who they are.  

4. Nursing Homes:

Montana is one of the largest states and one of the poorest. A small state like New Jersey has about 1,000 senior housing providers, while Montana has only 237 in scattered small towns.   

Of these 237 senior living providers, 25 of them are dedicated adult day care centers. It costs an average of $21,320 per year, with a top price in the Missoula metropolitan area of $24,960 per year. The Great Falls area has the lowest adult childcare fees in the state, averaging $17,638 per year.   

Terminally unwell patients can select from 38 options in Montana. Funding can come from Medicare, Medicaid, or private insurance. Hospices mostly have a condition that the patient must have to die within six months of her terminal illness, but this condition can be extended. Hospices are great for relieving pain associated with a terminal illness and offer bereavement counseling and pastoral services.   

All cities are remote in Montana, so it can be complicated to care for your spouse or son/daughter’s beloved elderly. Respite care involves temporarily housing an older person to relieve the burden on the primary caregiver or, in some cases, regularly sending a professional caregiver to the older person’s home. Such services are ideal for primary caregivers who need to look after a family or a regular job and cannot supply the care their loved ones need. There are 79 nursing facilities in Montana, with an average annual cost of $73,365, and monthly bills range from $7,395 to $13,050.  

Assisted Living – Medicaid:  

The Montana Department of Public Health and Human Services (DPHHS) Medicaid program does not pay for living and meals in Montana.  

Waivers are available on the waiting list for those people who must need help paying for benefits they received during ALF, such as B. Physiotherapy. Residents may be eligible for the Medicaid Montana Her Big Sky exemption due to age 65+ and low income. Applicant’s income must not exceed 133% of the federal poverty line. These exemptions are waitlist-based, and participants must have a referral from any of the social service agencies.   

Financial Assistance:  

1. Benefits of Veterans:

Veterans are eligible for various retirement programs that help with cost-of-living assistance. For more details, see the article. 

2. Life Insurance:

There are different types of life insurance available to pay for welfare benefits even if your spouse or loved one is dead. For more information, visit 

3. Long-term basis care insurance:

This category of insurance is a sort of insurance that covers the cost of living when this insurance is needed. To find the best information on the advantages and disadvantages of this funding method, visit long-term 

4. Reverse Mortgages:

This gives seniors access to their home’s equity, and living assisting the funds use here for their help for payment. The Department of Housing US and Urban Development offers a federal insurance reversal mortgage program.  


It can be not easy to understand the costs related to senior citizens, such as assisted living facilities, home care facilities, and adult day care. This is especially true as costs can vary significantly by geographic region within a state. At a minimum, nursing homes in Montana provide recreational activities, around-the-clock care, personal services, aid with self-administration of medications, help with scheduling physician appointments, and aid with activities of daily living that do not require attendance. Medication management is also provided by senior care facilities.

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